Car Insurance

As drivers look for ways to cut rising insurance costs, two mileage-focused models are gaining attention: pay-per-mile and usage-based coverage. Both promise fairer pricing by linking premiums to real driving habits rather than broad estimates. While pay-per-mile centers on how far you travel, usage-based programs factor in behavior such as acceleration, braking, and time of […]

Auto insurance costs are expected to shift noticeably in 2026 as repair expenses, vehicle technology, and regional risk factors continue to evolve. Insurers are adjusting premiums to reflect pricier components, more advanced safety systems, and rising claim payouts. At the same time, telematics programs and personalized pricing models are becoming more influential in determining rates. […]

The rise of electric vehicles (EVs) is changing the automotive industry in many ways — including insurance rates. As more people choose electric cars, insurers are adapting to these changes and updating their policies. This trend is affecting how insurance premiums are calculated and what drivers need to consider when buying coverage. By understanding how […]

Blockchain technology is creating new possibilities in auto insurance by improving how data is shared, verified, and protected. Its secure, tamper-resistant design allows insurers and drivers to access accurate information quickly, reducing delays and cutting down on disputes. With clearer records of claims, repairs, and driving history, blockchain can help lower fraud risks and streamline […]