- The size, space, and safety features of SUVs and crossovers make them popular with seniors.
- Crossovers are becoming increasingly affordable, especially if you’re willing to shop around.
- Seniors with stable credit histories may be able to get good 0% deals on a crossover or SUV.
Smaller SUVs and crossovers are becoming increasingly popular with seniors. Their size, utility, and variety of safety features make them a good option for anyone looking for a vehicle. They are the best of best worlds, and will handle well in cities but are also great for the occasional country holiday.
Prices for crossovers, in particular, have fallen in recent months. Seniors with a long history of driving should be able to get affordable insurance on these versatile vehicles. This makes a crossover (or even a mid-sized SUV) an appealing choice for many older drivers. Read on to learn how to get the best deal on your next purchase.
Why SUVs Are Good For Seniors
SUVs and their smaller crossover cousins have a lot to offer for motorists who want a jack-of-all-trades vehicle. They typically feature 4WD or AWD capability, offer good road visibility, and have robust construction. All of that combines for above average scores in various safety tests.
Recent models also offer a broad selection of driver aids and safety features. Newer SUVs also have surprisingly good fuel economy, consider the size of the vehicles. Combine this with comfortable interiors, good towing capability, plenty of cargo space, and the ability to carry several passengers, and it’s easy to understand why many older adults choose SUVs or crossovers for their daily drivers.
ShutterstockCrossovers vs. SUVs: What’s the Difference?
Crossovers and SUVs are quite similar in terms of their styling and intended use. The main difference between the two is the size and body type. SUVs have a body-on-frame construction. They are a bit bigger and have much greater towing capacity.
A crossover has a sedan-like unibody construction. Crossovers can still be used to tow, but their capacity is lower than that of a standard SUV. It’s common for SUVs to have 4WD capability, while crossovers offer AWD. This is a subtle but important difference. However, it can vary depending on the manufacturer and model.
ShutterstockWhat to Look for in a Crossover or SUV
When choosing your next vehicle purchase, consider the following factors.
- Accessibility: Seniors with limited mobility should make sure they can easily get in and out of the vehicle, especially if it’s a mid-sized or large SUV.
- Visibility: Some larger vehicles may not be suitable for shorter drivers.
- Fuel economy: Modern SUVs and crossovers are far more economical than their older counterparts.
- Towing capacity: If you expect to tow a trailer, confirm that the SUV you’re considering is up to the job.
- Handling: Crossovers are more city-driving friendly, while SUVs are usually superior for driving in off-road environments.
ShutterstockHow Seniors Can Get a Good Deal on SUVs or Crossovers
Prices for SUVs and crossovers are falling at the moment, making it relatively easy to get good deals. Seniors have the opportunity to negotiate even better deals if they have good credit ratings and are willing to shop around.
- Use Kelley Blue Book to find out the fair market value of each vehicle you’re interested in.
- Get cash prices and finance quotes to see what the dealers are willing to offer.
- Compare this year’s model with older models that the dealer may still be offering.
- Negotiate vehicle trade-in values after you’ve confirmed a price for the new purchase to get the best price on both elements.
ShutterstockThe Best SUVs and Crossovers for Seniors
There’s no shortage of choices available when it comes to senior-friendly crossovers and SUVs. From the versatile Toyota RAV4 to the eco-friendly and efficient Hyundai Kona Electric model, there’s something for almost every use case and budget.
The Honda CR-V is a reliable and spacious option for those looking for a daily driver that performs well in cities and on occasional camping trips. Other good options include the Kia Soul and the Subaru Forester. Let’s discuss each of these SUVs in a bit more detail.
Shutterstock1. Kia Soul
The Kia Soul is available from $19,290, making it an incredibly affordable option for seniors. In-car entertainment with Apple CarPlay and Android Auto are offered as standard. Optional extras, including blind-spot detection and avoidance technology, give peace of mind to those who appreciate driver aids.
The car’s bodywork is well-rated in terms of collision safety. Kia Connect allows owners to remotely start their vehicle, use climate control, contact roadside assistance, and even take photos using the car’s security system. The Kia Soul’s 1.6L turbocharged engine offers 201 hp, powerful enough for both city driving and the occasional jaunt off-road.
Source: Kia2. Honda CR-V
Seniors who are looking for a midsized SUV may appreciate the Honda CR-V, with prices from $26,400. This turbocharged SUV is available in a range of colors and trims. It also gets 28 mpg in cities and 34 mpg on highways, making it quite economical for its class.
Honda’s reputation for reliability may appeal to those looking for something that is hassle-free, yet rugged enough to drive in a variety of conditions. The AWD capability lets drivers take the CR-V wherever they want to go. A hands-free access power tailgate allows for easy loading and unloading, whether that’s a lot of shopping bags, sports equipment, or your camping gear.
Source: Honda3. Subaru Forester
With an MSRP starting from $25,156, the Subaru Forester is a symmetrical all-wheel-drive SUV with a luxurious interior and an impressive array of driver assistance features. It has a towing capacity of up to 3,000 lbs and offers up to 33 mpg on highways, giving a total range of up to 540 miles.
The Starlink multimedia system makes those long journeys entertaining for passengers. The driver distraction mitigation systems help motorists focus on the roads. Leather interior options are available for those looking for that little bit of extra luxury and comfort on long trips.
Source: Subaru4. Hyundai Kona
The electric Hyundai Kona has a starting price of $34,000, making it the most expensive option on our list. However, for that price, you’ll get an electric SUV with low charging and maintenance costs and an estimated range of 258 miles. Federal tax credits of up to $7,500 are available for EV buyers, making the cost of the electric Kona more appealing.
Digital touchscreens, wireless charging, and other luxurious interior options add to the Kona’s appeal. A range of driver safety features, including lane assist, driver attention warnings and blind-spot assistance, are all provided as standard, even with the basic trim.
Source: Hyundai5. Toyota RAV4
A reliable and versatile option, the Toyota RAV4 is available from $26,525. This crossover is available in both traditional gas and plug-in hybrid versions. A multi-terrain select feature helps drivers handle a variety of difficult environmental conditions. Toyota Safety Sense is offered as standard, and additional safety features are available as optional extras.
The RAV4’s spacious interior and easy handling make it a practical option for camping trips and as a daily driver within cities. Toyota’s generous long-term warranty policies give drivers peace of mind that as long as they keep up with regular servicing, they can depend on it for many years (and miles) to come.
ShutterstockUsed vs. New SUVs and Crossovers
Crossovers and SUVs depreciate quickly in their first three years of ownership. This means seniors who don’t demand the latest and greatest in terms of electronics or driver assistance features may be able to get a good deal on a used vehicle. Certified Pre-Owned vehicles from main dealers, in particular, can offer a good compromise. They are still more affordable than a brand-new vehicle but also have a bit of a warranty and don’t have a lot of miles on the clock.
If you’re buying from a private seller rather than a dealer, make sure you know what common issues to look out for on that type of vehicle. Be aware of mileage milestones for certain things, like needing a new timing chain, clutch, or other costly service/repair.
ShutterstockWhen Is the Best Time to Buy?
Traditional wisdom suggests that the best time to buy a new vehicle is February or August, since those are quieter months. That means dealers may be more willing to offer you a better deal. However, since many experts believe the supply chain issues and manufacturing delays plaguing the auto industry right now could last until 2023, so buyers may wish to ignore those recommendations.
If you want a new crossover or SUV, it’s a good idea to start shopping early. You should be ready to accept significant delivery delays. Rather than trying to time your purchase perfectly, shop around. Make a list of the features you want and ones you’re willing to compromise on in order to get a good deal. Then call around several dealers to try to get the best price you can.
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